Personal & Business Lines of Credit

Personal loans and lines of credit can be obtained from banks, lenders and credit unions. If you have consistent income and good credit, you’ll likely qualify.

IRAs & Retirement Accounts

You may be able to tap your retirement accounts to fund real estate investments. Even if you haven’t hit the requisite age, many IRAs are “self-directed” and allow account holders to transfer funds to several other investment opportunities, including real estate. If you’re unsure what the terms on your account(s) are, contact your investment provider or employer.

Self-directed accounts may be:

• Roth & Traditional IRAs
• SEP IRAs
• Simple IRAs
• 401Ks—solo + qualified plans
• Educational Savings Accounts (ESAs)
• Health Savings Accounts (HSAs)

Granted, not all accounts listed above have a self-directed option. For more information, contact your employer or investment provider.