Secured Returns with Prudent Real Estate Investing
About
U.S. Homebuyer LLC
We’re one of the fastest-growing real estate investment companies in North Alabama, having completed over 300 transactions and sold $12M in inventory. Our team specializes in finding off-market properties at 45–60% below market value and transforming them into high-yield investments for our partners.
9%+
Secured Deals
300+
$12M
45-60%
Property Acquisitions
Our Core Mission
Work With Us
Why Us?
U.S. Homebuyer brings investors off-market deals, fast closings, and real numbers you can trust. We know what matters—speed, transparency, and solid returns. From new construction to buy-and-hold investments and flips, we’re the trusted partner that drives your growth.
Purchase Properties With CASH
Purchasing directly with cash allows us to receive large property discounts leading to higher profits.
Quick Closings
We offer rapid closing, generally within 5-14 business days of a purchase agreement.
Thorough Deal Evaluation
Our thorough due diligence ensures each property meets our profitability demands.
Steady Seller Lead Flow
Our immersive process consistently identifies and secures top-potential properties.
Quality Renovations
Our experienced team knows the market and buyers. We also secure wholesale prices on all work and materials.
Pre-qualified Investor Buyers
When identifying a property, we tap into our network of ready buyers, enabling quick sales and eliminating agent fees.
"Retail buyers purchase professionally renovated properties at competitive prices. This self-sustaining cycle benefits everyone — including our investors."
Frequently Asked Questions
Private money loans are given to real estate investors and secured by real estate. In our case, the Property Acquisitions team identifies a potential investment property well under market value and offers private investors an opportunity to fund the purchase and renovation. In doing so, investors will generate a return on their investment when the property is completed and sold.
Your loan will be used to fund both the property purchase and any renovation work needed to sell the property for maximum profits.
No. We pay all closing costs, and your entire investment is applied to the property purchase and renovation.
No. Your capital will be used to secure and renovate one property, and you will be the only investor in that property. This will all be secured and confirmed by a deed of trust.
We move very quickly, and traditional banks and lenders do not. Many of the deals we close in two weeks or less, however 30-60 days are required to finalize a mortgage. Closing with cash eliminates banks and traditional lenders, and we're able to negotiate and create greater value for our investors.
We currently pay 4-5 times what a typical bank CD is paying. Our rates will fluctuate very little depending on the purchase price and necessary renovation. Our private lenders are paid 9%, and sometimes we're able to pay more to our investors. We provide additional bonuses to our investors when profits exceed expectations.
You're protected because YOU hold the deed. If we were to default you have the legal right to foreclose. We plan for everything, and if the property is not as profitable as estimated it will not impact your ROI.
In this unlikely scenario the property would simply transfer to you.
In most cases we buy properties for 45% - 60% below market value therefore creating significant equity. This is how 9% can be offered.
Sometimes we'll find a buyer immediately. In that case you as the investor may choose to invest in another property.
Most of our loans are set at 6-12 months as it all depends on the property and renovation. If, for example, you're investing in a tear down, it could take a bit longer since these require added layers of inspections and approvals. When presented with an opportunity, we'll share a timeline.
We pay principle and interest at closing.
It's a great question and one we've given a lot of thought to over the years. When we invest in properties we're thinking ahead. Our properties usually sell within 2 months of completion.
We purchase property insurance and cover your investment.
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